Future planner
Project savings and retirement drawdown with your own numbers. Nothing is uploaded — edits stay in this browser.
Have a household account? Sign in to use live net worth instead.
Starting point
$0
Invested + emergency fund today
Enter your own numbers — saved in this browser only. Real estate and other non-invested assets stay out of the forecast.
Annual contributions
$0/yr across all buckets
You
Partner
Joint
Today vs your plan
How today's balances could grow by age 45 (2041).
Today
$0
Invested + emergency fund now
Age 45 · compound only
$0
+$0 from growth
Age 45 · your plan
$0
Add annual contributions to see the lift
Withdrawal at age 45
All figures in today's dollars (real portfolio returns). Nest egg at 2041: $0. Tax assumes the full withdrawal is taxable. The 4.00% rate is a rule of thumb, not a guarantee.
Sustainable after-tax (today's $)
$0
$0 gross at 4.00%
Annual need (today's $)
—
Enter spend above
Required withdrawal rate
—
Enter annual spend to see required rate
Forecast to age 45
Three market scenarios in today's dollars — add contributions and annual spend to see accumulation and drawdown.
Click a legend item or line to show/hide · scale adjusts
At age 45 (base)
$0
$0 contributed · $0 growth
Conservative (4%)
$0
Optimistic (8%)
$0